Does anyone in the Community here have experience with Home Insurance discounts based on adding a “home security system”?
Various subscription-based security system vendors mention that discounts “average” about 5% for unmonitored systems (i.e., just some sort of alarm on the windows and doors), and up to 20% for monitored systems (the level of monitoring is not described, but they mention that the system must be UL Certified, and/or that the security system vendor will provide a “certificate” to send to your insurance provider).
I called our current policy provider, and they offered ONLY a 1.6% discount, regardless of the type of system. WTF?
I think there are some inexpensive monitoring services that can be used with SmartThings that may make the system quality for the “monitored” certification … though I obviously have to get some more premium quotes before even getting to that possibility!