Monitoring systems that allow for insurance discount

[JDRoberts]

See the existing discussion. Even though the thread is old, the information is still good. It’s going to vary by insurance company, but what you’re looking for is that the service has a certificate that your particular insurance company accepts. Again, see the existing thread:

Home Insurance Discounts? Unmonitored, monitored? California

Does anyone in the Community here have experience with Home Insurance discounts based on adding a “home security system”? Various subscription-based security system vendors mention that discounts “average” about 5% for unmonitored systems (i.e., just some sort of alarm on the windows and doors), and up to 20% for monitored systems (the level of monitoring is not described, but they mention that the system must be UL Certified, and/or that the security system vendor will provide a “certificate” to send to your insurance provider). I called our current policy provider, and they offered ONLY a 1.6% discount, regardless of the type of system. WTF? I think there are some inexpensive monitoring services that can be used with SmartThings that may make the system quality for the “monitored” cer…