Does anyone in the Community here have experience with Home Insurance discounts based on adding a “home security system”? Various subscription-based security system vendors mention that discounts “average” about 5% for unmonitored systems (i.e., just some sort of alarm on the windows and doors), an…

There’s a hardware issue. The only UL listed central monitoring services I know, even the $9 a month ones that work with self installed systems, require cellular or landline connection. No internet or WiFi, it’s just not considered reliable enough for fire and security. This is typical: Your secu…

[image] JDRoberts: This is the hardware piece a typical ST installation is missing. Hopefully the USB port(s) on Hub V2 will allow us to fix that.

Hi @Ben , Do you recall some time ago you told all of us that ST will look into getting a Certificate to the effect of monitored or unmonitored Alarm system which we can give to our home owners insurance companies for discount? Is that still in the works or am I spinning my wheels in the mud?

I can tell you that I heard from a little-birdie that SmartThings is working out various relationships with and/or figuring out what will satisfy insurance companies. Considering Nest is doing this for Nest Protect, it’s not unexpected that ST is (hopefully) working in this direction. Home Insuran…

Nest protect (the latest model) is sweet. The earlier model is now on sale at HD for 79. The new ones for 99.

I had considered several different options for a security monitoring tools for my new home, but I decided not to proceed with a SmarThings alternative because insurance companies would not recognize this approach as a valid “monitored security solution”. Any progress on getting insurance companies …

SmartThings does not at present meet the UL requirements for monitored security systems, so not much chance at present. Maybe with V2, but no guarantees. For one thing, UL mandates at least 8 hours of battery backup (it may be longer). There are multiple other DIY install systems (Frontpoint, Scout…

[image] dondillard: Any progress on getting insurance companies to buy into the SmarThings type of approach? I have independently discovered that SmartThings is working in partnerships / relationships with at least one or two home insurance vendors. It is likely to be a sales and/or revenue …

OK, as of August 25, 2015, scout alarm and smartthings have an official arrangement where you can pay $20 a month for scout monitoring apparently using your smart things installation, and get the kind of certificate that insurance companies usually want before they give you a discount. Check all th…

Are they certified for your County JD? They have not gotten back to me.

Home Insurance Discounts? Unmonitored, monitored? California

Wiki Projects & Stories

Topic		Replies	Views
SmartThings + Scout Professional Monitoring Now Available Devices & Integrations integration	45	8708	February 4, 2017
FAQ: How to get alarm certificate for Insurance company using Smartthings? (2018) FAQ project_security	10	14359	January 19, 2022
Oomi Smart Home now offering no contract UL Listed Monitoring Services ... possible Insurance Discounts General Discussion uncategorized	9	3052	June 10, 2015
Monitoring systems that allow for insurance discount Projects & Stories	1	1567	October 5, 2016
Security Monitoring: Noonlight vs Scout? (2018) Connected Things project_security , konnected	31	4155	February 19, 2020

Home Insurance Discounts? Unmonitored, monitored? California

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