That depends up on the lock, this Yale model (if memory serves me correctly) does not support reporting or programming RFID cards/fob’s through the Z-Wave interface (some IDLock and Danalock models do). You can verify this easily.
You’re using the Enhanced Z-Wave DH so that good, open the IDE Live Logging, unlock your door using your RFID tag and look at what shows up on Live Logging. Filter the messages ONLY by those from the lock device (not the SmartApp or anything else, top row you can select the source of the logs in the IDE Live Logging).
PM me the messages (copy paste) and we’ll see what’s going on.
As for the reporting, yes you’re correct - we made a change some time ago to not allow only names to avoid confusion and improve reliability. For folks who just want reporting of the lock usage without the programming feature (intentional or not available, e.g. RFID programming), use this SmartApp